Debt

<!-- Loan Mechanic Section -->

<div class="container">

  <h2 style="text-align: center;">Loan Mechanic</h2>

  <!-- Give a Loan Section -->

  <div class="wp-block-jetpack-contact-form" style="margin-top: 20px;">

    <h3 style="text-align: center;">Give a Loan</h3>

    <div class="wp-block-jetpack-field-number">

      <label for="loanAmount">Loan Amount (1 - Your Cash Balance):</label>

      <input type="number" id="loanAmount" min="1" step="1" required>

    </div>

    <div class="wp-block-jetpack-field-number">

      <label for="interestRate">Interest Rate (%):</label>

      <input type="number" id="interestRate" min="0" step="0.1" required>

    </div>

    <div class="wp-block-jetpack-field-select">

      <label for="loanRecipient">Select the Country to Give the Loan to:</label>

      <select id="loanRecipient">

        <option value="Eldoria">Eldoria</option>

        <option value="Avalora">Avalora</option>

        <option value="Zephyria">Zephyria</option>

        <option value="Novaria">Novaria</option>

        <option value="Solara">Solara</option>

        <option value="Frostara">Frostara</option>

        <option value="Verdania">Verdania</option>

        <option value="Ignisia">Ignisia</option>

        <option value="Aquarion">Aquarion</option>

        <option value="Lunaria">Lunaria</option>

        <option value="Terranox">Terranox</option>

        <option value="Cryostar">Cryostar</option>

        <option value="Pyronis">Pyronis</option>

        <option value="Aetheris">Aetheris</option>

        <option value="Nimbara">Nimbara</option>

      </select>

    </div>

    <div class="wp-block-jetpack-button">

      <button id="giveLoanButton" class="wp-block-button__link wp-element-button">Give Loan</button>

    </div>

  </div>

  <!-- Loan Notifications Section -->

  <div id="loanNotifications" style="margin-top: 20px;">

    <h3 style="text-align: center;">Loan Notifications</h3>

    <ul id="loanNotificationsList" style="list-style-type: none; padding: 0;">

      <!-- Loan notifications will be dynamically inserted here -->

    </ul>

  </div>

</div>

<script>

  const SAVE_KEY = "game_save";

  // Load game state from localStorage

  function loadGameState() {

    const savedGame = localStorage.getItem(SAVE_KEY);

    if (savedGame) {

      return JSON.parse(savedGame);

    }

    return null;

  }

  // Save game state to localStorage

  function saveGameState(gameState) {

    localStorage.setItem(SAVE_KEY, JSON.stringify(gameState));

  }

  // Calculate amortizing loan payments

  function calculateAmortizingLoan(amount, interestRate, paybackPeriod) {

    const monthlyInterestRate = interestRate / 100 / 12;

    const numberOfPayments = paybackPeriod;

    const numerator = monthlyInterestRate * Math.pow(1 + monthlyInterestRate, numberOfPayments);

    const denominator = Math.pow(1 + monthlyInterestRate, numberOfPayments) - 1;

    const monthlyPayment = amount * (numerator / denominator);

    return monthlyPayment;

  }

  // Handle giving a loan

  function handleGiveLoan() {

    const gameState = loadGameState();

    if (!gameState) {

      alert("Game state not found!");

      return;

    }

    const loanAmount = parseFloat(document.getElementById("loanAmount").value);

    const interestRate = parseFloat(document.getElementById("interestRate").value);

    const loanRecipient = document.getElementById("loanRecipient").value;

    // Validate loan amount

    const lenderNation = gameState.nations["Zephyria"]; // Assuming Zephyria is the lender

    if (loanAmount < 1 || loanAmount > lenderNation.cash) {

      alert("Invalid loan amount. Please enter a value between 1 and your cash balance.");

      return;

    }

    // Validate interest rate

    if (interestRate < 0) {

      alert("Invalid interest rate. Please enter a non-negative value.");

      return;

    }

    // Calculate payback period

    const paybackPeriod = 10 - gameState.round;

    if (paybackPeriod <= 0) {

      alert("Cannot give a loan in the final round or after.");

      return;

    }

    // Calculate monthly payment

    const monthlyPayment = calculateAmortizingLoan(loanAmount, interestRate, paybackPeriod);

    // Deduct loan amount from the lender's cash

    lenderNation.cash -= loanAmount;

    // Notify the recipient

    const recipientNation = gameState.nations[loanRecipient];

    if (recipientNation) {

      const acceptLoan = confirm(

        `Zephyria has offered you a loan of ${loanAmount.toLocaleString()} at ${interestRate}% interest. Do you accept?`

      );

      if (acceptLoan) {

        // Add loan to recipient's debt schedule

        for (let i = 0; i < paybackPeriod; i++) {

          recipientNation.debtSchedule.push({

            round: gameState.round + i + 1,

            debtAmount: monthlyPayment,

            debtCoverage: monthlyPayment,

          });

        }

        // Add loan amount to recipient's cash

        recipientNation.cash += loanAmount;

        // Save updated game state

        saveGameState(gameState);

        alert("Loan accepted! The debt schedule has been updated.");

      } else {

        // Refund the loan amount to the lender

        lenderNation.cash += loanAmount;

        alert("Loan rejected. The loan amount has been refunded.");

      }

    } else {

      alert("Invalid recipient selected.");

    }

  }

  // Display loan notifications

  function displayLoanNotifications(gameState) {

    const loanNotificationsList = document.getElementById("loanNotificationsList");

    loanNotificationsList.innerHTML = ""; // Clear previous notifications

    Object.entries(gameState.nations).forEach(([nationName, nation]) => {

      if (nationName !== "Zephyria" && nation.debtSchedule.length > 0) {

        const notificationItem = document.createElement("li");

        notificationItem.textContent = `${nationName} has an active loan.`;

        loanNotificationsList.appendChild(notificationItem);

      }

    });

  }

  // Initialize page

  document.addEventListener("DOMContentLoaded", () => {

    const gameState = loadGameState();

    if (gameState) {

      displayLoanNotifications(gameState);

    } else {

      alert("Game state not loaded. Please start or load a game first.");

    }

    // Attach event listener for giving a loan

    document.getElementById("giveLoanButton").addEventListener("click", handleGiveLoan);

  });

</script>