Auto Complete Virtual Orders – Not EFT

/**

 * Auto-complete orders that contain ONLY virtual items,

 * but ONLY after payment is confirmed.

 * EXCLUDES EFT / Direct Bank Transfer (bacs).

 */

add_action( "woocommerce_payment_complete", "vg_autocomplete_virtual_orders_after_payment", 20 );

function vg_autocomplete_virtual_orders_after_payment( $order_id ) {

    if ( ! $order_id ) {

        return;

    }

    $order = wc_get_order( $order_id );

    if ( ! $order ) {

        return;

    }

    // Exclude offline methods (especially EFT/BACS)

    $excluded_methods = array( "bacs", "cod", "cheque" );

    if ( in_array( $order->get_payment_method(), $excluded_methods, true ) ) {

        return;

    }

    // Extra safety: only proceed if WooCommerce considers it paid

    if ( ! $order->is_paid() ) {

        return;

    }

    // Only complete from sensible states

    if ( ! $order->has_status( array( "processing", "on-hold" ) ) ) {

        return;

    }

    // If it's already completed, don't touch it again

    if ( $order->has_status( "completed" ) ) {

        return;

    }

    // If ANY item is not virtual (or product cannot be read), do not autocomplete

    foreach ( $order->get_items() as $item ) {

        $product = $item->get_product();

        if ( ! $product || ! $product->is_virtual() ) {

            return;

        }

    }

    // All virtual + paid -> complete it

    $order->update_status(

        "completed",

        "System: Auto-completed (all items virtual + payment confirmed)."

    );

}

/**

 * Safety net: Force BACS (EFT) orders back to On Hold if anything tries to complete them.

 */

add_action( "woocommerce_thankyou", function( $order_id ) {

    if ( ! $order_id ) return;

    $order = wc_get_order( $order_id );

    if ( ! $order ) return;

    if ( "bacs" === $order->get_payment_method() && $order->has_status( array( "processing", "completed" ) ) ) {

        $order->update_status( "on-hold", "System: Forced On Hold for EFT verification." );

    }

}, 50 );